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EU ePrivacy · GDPR · BT SA Cookie Notice

Cookie Policy

Effective date: 2 October 2026 · Version 1.0

This Cookie Policy provides information on the use of cookies, local storage, session storage, pixel tags and similar tracking technologies deployed on the XBTM portal operated by BT SA. It forms an integral part of the overall data-protection and contractual documentation of the XBTM portal, together with the Privacy Policy and the Terms and Conditions.

Applicable legal framework: Directive 2002/58/EC of the European Parliament and of the Council concerning the processing of personal data and the protection of privacy in the electronic communications sector (ePrivacy Directive), as implemented in the applicable national laws; Regulation (EU) 2016/679 (GDPR); Swiss Federal Act on Data Protection (revFADP / nFADP).
Operator and contact: BT SA, Microcity, Rue de la Pierre-à-Mazel 39, 2000 Neuchâtel, Switzerland — CS@XBTM.NET.

1. Definition of Cookies and Similar Technologies

Cookies are small text files that a website stores on the browser or device (laptop, smartphone, tablet) of the visitor at the time of the visit. They allow the website to remember session choices, to preserve authentication states and, where applicable, to analyse usage or deliver customised content. In addition to cookies, the XBTM portal uses similar technologies such as localStorage, sessionStorage and transparent pixel tags where strictly required for operational purposes.

2. Categories of Cookies Deployed on the Portal

Category Activation regime Purpose Typical duration
Necessary cookies Permanently active — Cannot be disabled as they are essential to the service PHP session identifier (PHPSESSID) used for authenticated client access; shopping-cart state tokens; cross-site request forgery (CSRF) protection tokens; remember-me identifiers where applicable; login brute-force protection markers; layout and interface preference markers. In the absence of such cookies, core functions such as login, authenticated dashboard access and checkout would not operate correctly. Session cookies (expire when the browser tab or window is closed) — up to 12 months for persistent remember-me identifiers.
Analytics and performance cookies Opt-in only — require explicit consent Aggregated and anonymised analysis of portal usage: most-visited pages, JavaScript error rates, device-type and browser-type breakdown, performance and stability diagnostics. Internet-protocol addresses are pseudonymised or truncated before storage. Data are used by BT SA solely to improve portal stability and user experience. Session identifiers (up to 1 day) and persistent identifiers (up to 13 months).
Functional and payment-related cookies Opt-in only — require explicit consent Retention of interface-related preferences selected during the visit, such as last-used payment-method preference (bank transfer, card, TrustWire or crypto), last active section of a multi-step workflow and list-sort order. Session identifiers or persistent identifiers (up to 6 months).
Marketing cookies Opt-in only — require explicit consent Where and if activated by the visitor, delivery of relevant commercial content on third-party platforms, measurement of promotion performance for gold and silver products and abandoned-cart remarketing campaigns. Maximum 13 months.

3. Inventory of Main Providers and First-Party Elements

The following providers and technologies are currently involved in the storage or generation of cookies and similar identifiers on the XBTM portal or on associated external domains used during the client journey:

  • Hostinger (first-party infrastructure): PHP session identifiers, load-balancing and server-stability markers; processed under BT SA's direct responsibility.
  • Google Fonts (fonts.gstatic.com / fonts.googleapis.com): loading of the Inter typeface for portal rendering; no individual tracking and no persistent personal cookie deployed.
  • QR Server application programming interface (api.qrserver.com): server-side generation of graphical QR codes for the crypto-asset wallet section of the portal. No persistent cookie is set on the visitor's device; only short-lived content-delivery cache headers are used.
  • Live metal-price sources (GoldAPI, CoinGecko): requests are executed server-side by BT SA and result in no client-side cookies for live spot-price data.
  • Third-party payment checkouts: lipapap.net (card payments), paymentbeast.com (TrustWire payments), platformfinance.pro (bank transfer information page). Each of these third-party domains operates its own cookie regime under its respective privacy and cookie notices, which apply independently to the visitor's interaction on such external domain.

4. Management and Deactivation of Cookies

Visitors and clients may, at any time, block or remove cookies through the settings of their browser or device. The main access paths are, respectively: Google Chrome — Settings — Privacy and security; Apple Safari — Settings — Privacy; Mozilla Firefox — Privacy and Security; Microsoft Edge — Cookies and site permissions. Detailed instructions are generally published in the support section of each browser publisher.

Where the Necessary cookie category is fully blocked or removed by the visitor, essential functions such as authenticated client login, dashboard access and order submission may not operate correctly. All other categories (Analytics, non-essential Functional and Marketing) may be refused without any adverse effect on the availability of the core contractual services.

5. Global-Privacy Controls: Do Not Track and Sec-GPC

BT SA respects the generic browser signals Sec-GPC (Global Privacy Control) and the legacy DNT (Do Not Track) header. Where one of these signals is received, non-necessary cookie categories are defaulted to the inactive state until a separate, explicit, opt-in consent is obtained through the specific cookie-consent interface of the portal, where applicable.

6. Consent Banner, Retention of the Consent Record and Withdrawal

Where required by the applicable national implementation of the ePrivacy Directive, a cookie-consent banner is presented to the visitor on the first visit. The banner offers granular category-level choices (Necessary only / Analytics / Functional / Marketing) as well as "Accept all" and "Reject non-necessary" options, as appropriate under the applicable law. A validly given consent is stored locally on the visitor's device and, where technically appropriate, on BT SA's systems, for up to 12 months.

The visitor or client may withdraw a previously given consent at any time and free of charge by sending a written request to CS@XBTM.NET, quoting the subject line "Withdrawal of cookie consent" and indicating the user identifier or the registered electronic-mail address used on the portal, where applicable.

7. Cross-References and Contacts

This Cookie Policy shall be read together with the complete XBTM Privacy Policy, which provides the general framework for the processing of personal data carried out by BT SA, and with the XBTM Terms and Conditions, which govern the overall contractual relationship between BT SA and the client.

Any question, request or complaint relating to the application of this Cookie Policy shall be addressed in writing to CS@XBTM.NET or by registered letter to BT SA, Microcity, Rue de la Pierre-à-Mazel 39, 2000 Neuchâtel, Switzerland.

BT SA — Cookie Notice publisher

XBTM — Gold & Silver Platform

Microcity, Rue de la Pierre-à-Mazel 39

2000 Neuchâtel — Switzerland

CS@XBTM.NET

Legal references

— Directive 2002/58/EC (ePrivacy)

— Regulation (EU) 2016/679 (GDPR)

— Swiss Federal Act on Data Protection

— Policy version: 1.0 · 2 October 2026

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